Medica Solo covers all but a copay for the first three times you are sick and have an office visit. Your office visit copay applies to the doctor's charge, but other charges for services received that day, such as for lab work or x-rays, will apply toward your deductible.

The plan also covers the first $200 you spend each year on routine stuff, like physicals. And there's a stop-smoking program and a 24-hour nurse line. Prenatal care is included, but the plan doesn't cover maternity care, labor and delivery, or post partum care. Why? Because Medica Solo is individual-only coverage. Also, remember, this is just a summary.